Japan Money Guide: Cash Culture & Tax-Free Shopping

Japan blends ultra-modern tech with a surprisingly strong cash culture. Add tax-free shopping for tourists and IC cards for transit, and a little prep makes your trip smoother. Here’s the essentials.

Cash still matters

Cards and contactless are widely accepted in cities, but smaller restaurants, shrines and rural spots are often cash-only. Convenience-store ATMs (like 7-Eleven) reliably accept foreign cards.

IC cards for everything small

A rechargeable IC card (Suica/PASMO) covers trains, buses and many shops with a tap. Easy to top up and saves fumbling for coins.

Tax-free shopping

Many stores offer tax-free purchases for tourists above a minimum spend — bring your passport and look for “Tax-Free” signage. The savings are real on electronics, cosmetics and gifts.

Convert yen with ease

Yen prices have no decimal, so a tag reads 3,980 not ¥39.80 — easy to misjudge. Currencies shows the real value in your home currency instantly and offline, so you can compare a tax-free deal or a restaurant bill without second-guessing. Less mental math, more enjoying Japan.

Get Currencies on the App Store

Frequently asked questions

Is Japan cash or card?

Both — cities take cards widely, but carry cash for small/rural venues. Convenience-store ATMs accept foreign cards.

How does tax-free shopping work in Japan?

Eligible stores deduct consumption tax for tourists above a minimum spend; bring your passport.

How do I convert yen quickly?

Use a converter like Currencies to see yen prices in your own currency instantly, even offline.